THS SPARK 2026

Buying your first home can feel overwhelming, especially when you are trying to figure out credit, saving money, down payment options, monthly payments, and whether you are even ready. In this presentation, Scott Eisgrau will walk you through the homebuying process in a clear, practical, no-pressure way. We will talk about how to prepare your credit, how much money you may really need, what lenders look for, common first-time buyer mistakes, and programs like the Maryland Mortgage Program that may help make homeownership more affordable. Whether you are hoping to buy soon or just want to understand what steps to take over the next year or two, this session will give you a game plan and help you feel more confident about the path to owning a home.